To be ready to close on your new home, please be prepared to bring the following
items with you at the closing:
If you have any questions, please dom't hesitate to contact our office!
First, any individual whose name appears on the loan must sign the loan documents.
Please bring your drivers’ license (or other photo i.d.) with you to closing,
as identification. If the buyer is corporation, we will require a corporate seal, a good standing certificate issued from
the State of Georgia and a corporate resolution that (i) authorizes the transaction and (ii) authorizes the person signing
on behalf of the corporation the ability to sign on behalf of the corporation.
Copy of Purchase and Sale Agreement plus attachments and Addendums (if applicable).
Any documents necessary to satisfy underwriting requirements (e.g. gift letter).
Home Owner/Hazard Insurance Policy: Mortgagee's copy of Declaration and Paid Receipt.
Certified Funds (Our insurance requirements will not allow personal checks in excess
of $500.00).
Any funds due
in excess of $500.00 must be received by wire transfer.
If our firm is paying off credit cards, the following documentation must be provided to our office prior to the disbursement
date of the loan.
A legible copy of the current credit card
statement, which must include the account number and the credit card company’s phone number.
A street address for the credit card company so that we may send the payment by overnight
carrier. This address is easily obtained by calling the credit card company and advising them that you will be sending a payment
by overnight shipment.
If you have any questions, please dom't hesitate to contact our office!
